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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,762 | $100,073+180.6% | $85,126+229.8% | $145,877+92.5% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 17.57% | 84.11%-66.5pp | 66.63%-49.1pp | 551.28%-533.7pp |
| Employer contribution / active EE | $2,567 | $3,236-20.7% | $2,731-6.0% | $4,663-45.0% |
| Participant deferral / active EE | $5,737 | $5,294+8.4% | $4,523+26.8% | $6,691-14.3% |
| Admin fee / account holder | $13,638 | $7,261+87.8% | $6,160+121.4% | $13,402+1.8% |