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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,110 | $109,411+95.7% | $89,435+139.4% | $158,982+34.7% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | 28.11% | 345.68%-317.6pp | 245.55%-217.4pp | 302.99%-274.9pp |
| Employer contribution / active EE | $4,363 | $3,173+37.5% | $2,587+68.6% | $4,763-8.4% |
| Participant deferral / active EE | $161 | $4,600-96.5% | $3,890-95.9% | $5,983-97.3% |
| Admin fee / account holder | $1,908 | $6,159-69.0% | $4,884-60.9% | $11,252-83.0% |