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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,102 | $93,117+82.7% | $77,096+120.6% | $134,532+26.4% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -23.99% | 62.67%-86.7pp | 42.35%-66.3pp | 418.27%-442.3pp |
| Employer contribution / active EE | $699 | $3,420-79.6% | $2,814-75.2% | $4,741-85.3% |
| Participant deferral / active EE | $5,111 | $5,241-2.5% | $4,429+15.4% | $6,401-20.2% |
| Admin fee / account holder | $75,565 | $6,948+987.6% | $5,428+1292.0% | $11,429+561.2% |