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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,762 | $100,203+180.2% | $85,240+229.4% | $145,897+92.4% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 17.57% | 84.28%-66.7pp | 66.75%-49.2pp | 552.29%-534.7pp |
| Employer contribution / active EE | $2,567 | $3,242-20.8% | $2,735-6.2% | $4,663-45.0% |
| Participant deferral / active EE | $5,737 | $5,299+8.3% | $4,527+26.7% | $6,689-14.2% |
| Admin fee / account holder | $13,638 | $7,265+87.7% | $6,165+121.2% | $13,390+1.9% |