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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,499 | $118,869+51.0% | $96,575+85.9% | $167,518+7.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.50% | 50.49%-37.0pp | 37.79%-24.3pp | 478.71%-465.2pp |
| Employer contribution / active EE | $4,187 | $3,120+34.2% | $2,357+77.6% | $4,838-13.5% |
| Participant deferral / active EE | $3,098 | $4,616-32.9% | $3,849-19.5% | $6,342-51.2% |
| Admin fee / account holder | $7,958 | $8,067-1.4% | $6,182+28.7% | $12,312-35.4% |