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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,473 | $112,933+35.9% | $90,970+68.7% | $158,982-3.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 19.99% | 215.82%-195.8pp | 134.60%-114.6pp | 302.99%-283.0pp |
| Employer contribution / active EE | $2,137 | $2,893-26.1% | $2,122+0.7% | $4,763-55.1% |
| Participant deferral / active EE | $3,138 | $4,128-24.0% | $3,373-7.0% | $5,983-47.5% |
| Admin fee / account holder | $1,419 | $8,047-82.4% | $5,961-76.2% | $11,252-87.4% |