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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,860 | $73,848-18.9% | $143,799-58.4% | $68,486-12.6% |
| Participation rate | 98.5% | 66.7%+31.8pp | 80.3%+18.1pp | 67.9%+30.6pp |
| Annual return | -15.07% | 0.91%-16.0pp | -0.04%-15.0pp | -7.85%-7.2pp |
| Employer contribution / active EE | $3,066 | $3,184-3.7% | $4,952-38.1% | $2,597+18.1% |
| Participant deferral / active EE | $3,810 | $3,385+12.6% | $5,638-32.4% | $4,028-5.4% |
| Admin fee / account holder | $7,977 | $5,755+38.6% | $14,677-45.7% | $5,404+47.6% |