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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,035 | $91,179-35.3% | $178,499-66.9% | $79,852-26.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 4.87% | 24.19%-19.3pp | 151.10%-146.2pp | 31.72%-26.9pp |
| Employer contribution / active EE | $3,129 | $3,256-3.9% | $5,011-37.6% | $2,471+26.6% |
| Participant deferral / active EE | $3,779 | $3,236+16.8% | $5,202-27.4% | $3,740+1.0% |
| Admin fee / account holder | $8,991 | $6,749+33.2% | $13,986-35.7% | $5,306+69.4% |