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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,121 | $85,171-27.1% | $172,752-64.0% | $72,975-14.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 6.66% | 27.32%-20.7pp | 802.97%-796.3pp | 81.01%-74.4pp |
| Employer contribution / active EE | $2,603 | $3,324-21.7% | $5,144-49.4% | $2,440+6.7% |
| Participant deferral / active EE | $3,212 | $3,260-1.5% | $5,198-38.2% | $3,608-11.0% |
| Admin fee / account holder | $6,025 | $5,880+2.5% | $13,955-56.8% | $5,124+17.6% |