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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,004 | $78,690+13.1% | $161,489-44.9% | $87,485+1.7% |
| Participation rate | 98.6% | 67.5%+31.2pp | 78.7%+20.0pp | 68.9%+29.7pp |
| Annual return | 13.05% | 32.74%-19.7pp | 89.72%-76.7pp | 26.06%-13.0pp |
| Employer contribution / active EE | $3,011 | $2,588+16.3% | $4,268-29.5% | $2,596+16.0% |
| Participant deferral / active EE | $3,757 | $3,311+13.5% | $5,630-33.3% | $4,274-12.1% |
| Admin fee / account holder | $7,373 | $6,724+9.7% | $16,006-53.9% | $7,775-5.2% |