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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,846 | $83,908+72.6% | $68,509+111.4% | $125,389+15.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 0.24% | 14.48%-14.2pp | 8.27%-8.0pp | 282.24%-282.0pp |
| Employer contribution / active EE | $2,288 | $3,031-24.5% | $2,278+0.5% | $4,866-53.0% |
| Participant deferral / active EE | $6,082 | $4,125+47.4% | $3,382+79.8% | $5,352+13.7% |
| Admin fee / account holder | $3,684 | $8,982-59.0% | $5,275-30.2% | $9,541-61.4% |