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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,632 | $118,496+119.1% | $98,461+163.7% | $139,466+86.2% |
| Participation rate | 90.5% | 77.5%+13.0pp | 75.2%+15.3pp | 80.3%+10.1pp |
| Annual return | 17.30% | 18.96%-1.7pp | 21.17%-3.9pp | 373.66%-356.4pp |
| Employer contribution / active EE | $2,896 | $3,611-19.8% | $3,049-5.0% | $4,754-39.1% |
| Participant deferral / active EE | $9,073 | $5,393+68.2% | $4,738+91.5% | $6,712+35.2% |
| Admin fee / account holder | $4,008 | $14,056-71.5% | $8,961-55.3% | $11,409-64.9% |