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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,977 | $113,941-82.5% | $94,229-78.8% | $125,389-84.1% |
| Participation rate | 91.3% | 82.9%+8.4pp | 78.8%+12.5pp | 83.2%+8.1pp |
| Annual return | 0.34% | 5.29%-4.9pp | 10.68%-10.3pp | 282.24%-281.9pp |
| Employer contribution / active EE | $2,107 | $4,727-55.4% | $3,587-41.3% | $4,866-56.7% |
| Participant deferral / active EE | $1,910 | $5,179-63.1% | $4,320-55.8% | $5,352-64.3% |
| Admin fee / account holder | $634 | $8,392-92.4% | $6,269-89.9% | $9,541-93.4% |