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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,385 | $131,835-81.5% | $108,582-77.5% | $273,972-91.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.68% | -91.57%+97.2pp | -51.70%+57.4pp | 41.46%-35.8pp |
| Employer contribution / active EE | $3,868 | $4,913-21.3% | $3,758+2.9% | $4,869-20.6% |
| Participant deferral / active EE | $2,105 | $5,127-58.9% | $4,311-51.2% | $5,287-60.2% |
| Admin fee / account holder | $683 | $10,253-93.3% | $7,645-91.1% | $10,133-93.3% |