Filings through .
3 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$95K in admin expenses, $762 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
20 funds of $250K or more; 27 lines in all, holding $20.0M of the plan's $22.6M. Recordkeeper: Fulton Bank.
Target-date series: T. Rowe Price Retirement, mutual fund, 33% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| T. Rowe Price Retirement T. Rowe Price · Mutual fund Target-date, 5 vintages | $6.5M | 32.5% |
| Vanguard 500 Index Fund Vanguard · Mutual fund Index | $3.0M | 15.0% |
| Vanguard Growth Index Fund Vanguard · Mutual fund Index | $2.5M | 12.4% |
| GS Financial Sq Government Fund Instl Cl - 465 Goldman Sachs · Mutual fund | $1.0M | 5.1% |
| Vanguard Equity Income Fund Vanguard · Mutual fund | $996K | 5.0% |
| Vanguard Total International Stock Index Fund Vanguard · Mutual fund Index | $862K | 4.3% |
| Vanguard Total Bond Market Index Fund Vanguard · Mutual fund Index | $657K | 3.3% |
| JPMorgan Mid Cap Growth Fund JPMorgan · Mutual fund | $649K | 3.2% |
| Vanguard Balanced Index Fund Vanguard · Mutual fund Index | $604K | 3.0% |
| American Century Strategy Allocation Aggr Fund American Century · Mutual fund | $421K | 2.1% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
17 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
17 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
FULTON BANK, N.A.3 years Service code 15 · EIN 23-1928421 Recordkeeping | $82,204 |
RKL LLP2 years Service code 10 · EIN 23-2108173 Accounting | $13,016 |
Filed as: LINCOLN NATIONAL LIFE INSURANCE CO Service code 22 · EIN 35-0472300 Insurance Broker | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
4 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025