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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,797 | $143,969+37.4% | $199,883-1.0% | $82,637+139.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 10.68% | 25.67%-15.0pp | 43.81%-33.1pp | 53.51%-42.8pp |
| Employer contribution / active EE | $2,636 | $4,632-43.1% | $6,261-57.9% | $2,552+3.3% |
| Participant deferral / active EE | $7,511 | $6,937+8.3% | $9,138-17.8% | $4,126+82.0% |
| Admin fee / account holder | $1,502 | $14,597-89.7% | $17,268-91.3% | $7,339-79.5% |