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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,510 | $87,834+101.0% | $133,975+31.7% | $62,881+180.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | -2.04% | 12.05%-14.1pp | 29.29%-31.3pp | 20.14%-22.2pp |
| Employer contribution / active EE | $2,714 | $3,482-22.1% | $5,211-47.9% | $2,281+19.0% |
| Participant deferral / active EE | $7,167 | $4,812+48.9% | $6,282+14.1% | $3,203+123.8% |
| Admin fee / account holder | $19,125 | $5,372+256.0% | $9,324+105.1% | $4,296+345.2% |