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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,357 | $95,453+139.2% | $112,040+103.8% | $82,448+177.0% |
| Participation rate | 85.7% | 72.8%+13.0pp | 76.5%+9.2pp | 68.1%+17.6pp |
| Annual return | 10.79% | 23.92%-13.1pp | 24.52%-13.7pp | 41.64%-30.8pp |
| Employer contribution / active EE | $4,354 | $2,318+87.9% | $2,954+47.4% | $2,551+70.7% |
| Participant deferral / active EE | $8,971 | $4,224+112.4% | $5,098+76.0% | $4,139+116.7% |
| Admin fee / account holder | $5,153 | $9,013-42.8% | $12,098-57.4% | $7,234-28.8% |