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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,731 | $91,559-17.3% | $133,959-43.5% | $79,858-5.2% |
| Participation rate | 94.9% | 73.3%+21.5pp | 79.8%+15.0pp | 69.6%+25.2pp |
| Annual return | 13.81% | 61.85%-48.0pp | 45.09%-31.3pp | 31.72%-17.9pp |
| Employer contribution / active EE | $1,923 | $2,384-19.3% | $3,919-50.9% | $2,471-22.2% |
| Participant deferral / active EE | $1,613 | $3,734-56.8% | $5,047-68.0% | $3,740-56.9% |
| Admin fee / account holder | $12,483 | $6,321+97.5% | $8,928+39.8% | $5,306+135.3% |