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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,780 | $72,404-6.4% | $110,243-38.5% | $64,173+5.6% |
| Participation rate | 84.8% | 73.3%+11.4pp | 79.8%+5.0pp | 69.6%+15.2pp |
| Annual return | -5.64% | -6.29%+0.6pp | 314.76%-320.4pp | 7.63%-13.3pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,819 | $3,469-47.6% | $4,672-61.1% | $3,470-47.6% |
| Admin fee / account holder | $2,146 | $5,664-62.1% | $8,548-74.9% | $4,887-56.1% |