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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,596 | $202,463-59.7% | $169,397-51.8% | $139,487-41.5% |
| Participation rate | 86.7% | 81.1%+5.6pp | 77.2%+9.5pp | 80.3%+6.3pp |
| Annual return | 19.50% | 532.64%-513.1pp | 406.23%-386.7pp | 373.84%-354.3pp |
| Employer contribution / active EE | $597 | $4,694-87.3% | $4,013-85.1% | $4,755-87.5% |
| Participant deferral / active EE | $1,677 | $6,941-75.8% | $6,223-73.0% | $6,713-75.0% |
| Admin fee / account holder | $7,295 | $10,726-32.0% | $9,017-19.1% | $11,407-36.0% |