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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,240 | $190,916-66.4% | $160,037-59.9% | $134,545-52.3% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.0%+10.9pp | 81.2%+7.7pp |
| Annual return | -18.47% | 552.79%-571.3pp | 408.95%-427.4pp | 418.37%-436.8pp |
| Employer contribution / active EE | $527 | $4,996-89.5% | $4,226-87.5% | $4,742-88.9% |
| Participant deferral / active EE | $1,516 | $6,925-78.1% | $6,184-75.5% | $6,401-76.3% |
| Admin fee / account holder | $3,936 | $10,497-62.5% | $8,716-54.8% | $11,431-65.6% |