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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,981 | $226,135-75.2% | $182,558-69.3% | $152,909-63.4% |
| Participation rate | 84.2% | 82.5%+1.7pp | 78.0%+6.2pp | 82.5%+1.8pp |
| Annual return | 23.92% | 192.60%-168.7pp | 148.59%-124.7pp | 345.46%-321.5pp |
| Employer contribution / active EE | $599 | $4,979-88.0% | $4,076-85.3% | $4,764-87.4% |
| Participant deferral / active EE | $1,778 | $6,371-72.1% | $5,526-67.8% | $5,851-69.6% |
| Admin fee / account holder | $1,632 | $10,707-84.8% | $8,594-81.0% | $11,601-85.9% |