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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,196 | $112,915-37.8% | $90,965-22.8% | $158,950-55.8% |
| Participation rate | 82.4% | 74.7%+7.6pp | 69.0%+13.3pp | 82.0%+0.4pp |
| Annual return | -8.01% | 215.75%-223.8pp | 134.57%-142.6pp | 302.91%-310.9pp |
| Employer contribution / active EE | $1,093 | $2,894-62.2% | $2,122-48.5% | $4,762-77.0% |
| Participant deferral / active EE | $2,322 | $4,128-43.8% | $3,373-31.2% | $5,983-61.2% |
| Admin fee / account holder | $2,615 | $8,044-67.5% | $5,960-56.1% | $11,248-76.8% |