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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $93,346-49.1% | $71,796-33.8% | $273,972-82.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 4.56% | 130.39%-125.8pp | 78.04%-73.5pp | 41.46%-36.9pp |
| Employer contribution / active EE | $1,069 | $2,733-60.9% | $1,924-44.5% | $4,869-78.0% |
| Participant deferral / active EE | $1,718 | $3,475-50.6% | $2,794-38.5% | $5,287-67.5% |
| Admin fee / account holder | $18,977 | $6,571+188.8% | $4,815+294.1% | $10,133+87.3% |