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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,001 | $81,870-12.1% | $119,622-39.8% | $68,486+5.1% |
| Participation rate | 87.1% | 71.9%+15.2pp | 79.3%+7.8pp | 67.9%+19.2pp |
| Annual return | -18.08% | -23.82%+5.7pp | -14.98%-3.1pp | -7.85%-10.2pp |
| Employer contribution / active EE | $3,116 | $2,692+15.8% | $4,232-26.4% | $2,597+20.0% |
| Participant deferral / active EE | $5,299 | $4,148+27.7% | $5,601-5.4% | $4,028+31.6% |
| Admin fee / account holder | $7,963 | $6,583+21.0% | $10,328-22.9% | $5,404+47.4% |