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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,507 | $135,645-49.5% | $110,243-37.9% | $135,379-49.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.47% | 513.24%-519.7pp | 314.76%-321.2pp | 519.79%-526.3pp |
| Employer contribution / active EE | $5,417 | $4,907+10.4% | $3,827+41.6% | $4,779+13.3% |
| Participant deferral / active EE | $7,375 | $5,507+33.9% | $4,672+57.8% | $5,609+31.5% |
| Admin fee / account holder | $852 | $11,458-92.6% | $8,548-90.0% | $10,828-92.1% |