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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,216 | $58,275-3.5% | $81,844-31.3% | $80,935-30.5% |
| Participation rate | 85.7% | 63.5%+22.2pp | 72.4%+13.3pp | 67.7%+18.1pp |
| Annual return | 5.84% | 41.82%-36.0pp | 778.87%-773.0pp | 35.66%-29.8pp |
| Employer contribution / active EE | $2,116 | $2,346-9.8% | $2,916-27.4% | $2,757-23.2% |
| Participant deferral / active EE | $3,266 | $3,285-0.6% | $4,323-24.5% | $4,299-24.0% |
| Admin fee / account holder | $5,456 | $4,749+14.9% | $7,355-25.8% | $6,924-21.2% |