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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,216 | $58,241-3.5% | $81,780-31.3% | $80,911-30.5% |
| Participation rate | 85.7% | 63.4%+22.3pp | 72.4%+13.4pp | 67.6%+18.1pp |
| Annual return | 5.84% | 41.73%-35.9pp | 776.27%-770.4pp | 35.63%-29.8pp |
| Employer contribution / active EE | $2,116 | $2,343-9.7% | $2,914-27.4% | $2,756-23.2% |
| Participant deferral / active EE | $3,266 | $3,283-0.5% | $4,321-24.4% | $4,297-24.0% |
| Admin fee / account holder | $5,456 | $4,973+9.7% | $7,384-26.1% | $6,935-21.3% |