Retirement plan

J&L BUILDING MATERIALS INC. 401(K) PROFIT SHARING PLAN

Name: J&L BUILDING MATERIALS INC. - J&L BUILDING MATERIALS INC. 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: J&L BUILDING MATERIALS INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J&L BUILDING MATERIALS INC. 401(K) PROFIT SHARING PLAN, J&L BUILDING MATERIALS INC.

J&L BUILDING MATERIALS INC.EIN 23-1533088Plan #002PY 2020

600 LANCASTER AVE - FRAZER, PA 19355610-644-6311jlbuilding.comLinkedIn51-200 employeesbuilding materials

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed July 6, 2001

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$22.2M

+3.3% from 2019

Total participants

160

+6.0% from 2019

Average account balance

$157,543

+8.4% from 2019

Annual return

12.21%

-6.42 pp from 2019

Benchmarks

See 2,271 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,271 peers

Snapshot2020

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$25.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$181K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

141

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

71.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.76M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$590

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

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Service providers

Top 10 of 39 by compensation

Provider	Service type	Compensation
LFA LIMITED LIABILITY CO1 year Filed as: LFA LIMITED LIABILITY CO 35-2111013 Service code 53	Insurance Commissions	$35,891
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850	Indirect Investment Fees	$4,717
AMERICAN CENTURY4 years Service code 52 · EIN 44-6006315	Indirect Investment Fees	$0
AMERICAN CENTURY1 year Filed as: AMERICAN CENTURY 43-1646043 Service code 52	Indirect Investment Fees	$0
AMERICAN CENTURY1 year Filed as: AMERICAN CENTURY 44-6006315 Service code 52	Indirect Investment Fees	$0
AMERICAN FUNDS4 years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
AMERICAN FUNDS1 year Filed as: AMERICAN FUNDS 22-1557722 Service code 52	Indirect Investment Fees	$0
AMERICAN FUNDS1 year Filed as: AMERICAN FUNDS 52-0792143 Service code 52	Indirect Investment Fees	$0
AMERICAN FUNDS1 year Filed as: AMERICAN FUNDS 66-0793788 Service code 52	Indirect Investment Fees	$0
AMERICAN FUNDS1 year Filed as: AMERICAN FUNDS 94-6050854 Service code 52	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$9K

$65 / participant

Other / not subdivided$9K100.0%

% of EOY assets

0.040%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ARENA SNYDER & DUNLAP LLP
Auditor EIN: 232334403
Audit fees: (not subdivided)
Opinion code: Disclaimer

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$157,543

$81,474+93.4%

$133,956+17.6%

$73,488+114.4%

Participation rate

86.1%

76.4%+9.8pp

79.8%+6.3pp

70.7%+15.5pp

Annual return

12.21%

19.40%-7.2pp

45.09%-32.9pp

28.51%-16.3pp

Employer contribution / active EE

$5,218

$2,209+136.2%

$3,919+33.2%

$2,270+129.9%

Participant deferral / active EE

$4,508

$3,786+19.0%

$5,048-10.7%

$3,740+20.5%

Admin fee / account holder

$63

$713-91.2%

$8,927-99.3%

$513-87.7%

Provider

Service type

Compensation

LFA LIMITED LIABILITY CO1 year

Filed as: LFA LIMITED LIABILITY CO 35-2111013

Service code 53

Insurance Commissions

$35,891

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$4,717

AMERICAN CENTURY4 years

Service code 52 · EIN 44-6006315

Indirect Investment Fees

AMERICAN CENTURY1 year

Filed as: AMERICAN CENTURY 43-1646043

Service code 52

Indirect Investment Fees

AMERICAN CENTURY1 year

Filed as: AMERICAN CENTURY 44-6006315

Service code 52

Indirect Investment Fees

AMERICAN FUNDS4 years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

AMERICAN FUNDS1 year

Filed as: AMERICAN FUNDS 22-1557722

Service code 52

Indirect Investment Fees

AMERICAN FUNDS1 year

Filed as: AMERICAN FUNDS 52-0792143

Service code 52

Indirect Investment Fees

AMERICAN FUNDS1 year

Filed as: AMERICAN FUNDS 66-0793788

Service code 52

Indirect Investment Fees

AMERICAN FUNDS1 year

Filed as: AMERICAN FUNDS 94-6050854

Service code 52

Indirect Investment Fees

J&L BUILDING MATERIALS INC. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J&L BUILDING MATERIALS INC. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion