Retirement plan

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Name: YORK BUILDING PRODUCTS CO., INC. - YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST (2020) Form 5500
Creator: YORK BUILDING PRODUCTS CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST, YORK BUILDING PRODUCTS CO., INC.

YORK BUILDING PRODUCTS CO., INC.EIN 23-1531886Plan #001PY 2020

950 SMILE WAY - YORK, PA 17404717-848-2831yorkbuilding.comLinkedIn501-1000 employeesbuilding materials

Prospect flagsLow returnsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$95.6M

+7.4% from 2019

Total participants

527

-0.9% from 2019

Average account balance

$190,732

+8.3% from 2019

Annual return

9.22%

-7.12 pp from 2019

Benchmarks

See 1,285 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,285 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$100.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$162K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

621

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$843

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 39 by compensation

Provider	Service type	Compensation
THE GLENMEDE TRUST COMPANY, N.A.6+ years Service code 27 · EIN 32-0274136	Advisory (Plan)	$237,291
D. F. DENT & COMPANY, INC.6+ years Service code 27 · EIN 52-1045317	Advisory (Plan)	$140,070
CONRAD SIEGEL1 year Filed as: CONRAD M SIEGEL INC Service code 13 501 CORPORATE CIRCLE P.O. BOX 5900 · HARRISBURG, PA 171100900	Contract Administrator	$28,480
SRS CAPITAL ADVISORS2 years Service code 27 730 17TH STREET, SUITE 107 · DENVER, CO 80202	Advisory (Plan)	$20,226
RKL LLP1 year Filed as: RKL Service code 10 · EIN 23-2108173	Accounting	$15,800
THE RETIREMENT ADVANTAGE INC1 year Filed as: THE RETIREMENT ADVANTAGE Service code 13 P.O. BOX 825 · ELM GROVE, WI 531220825	Contract Administrator	$5,954
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN BEACON ADVISORS INC Service code 28 · EIN 75-2401150	Investment Management	$0
AMERICAN CENTURY1 year Filed as: AMERICAN CENTURY INVESTMENT INC Service code 28 · EIN 44-6006315	Investment Management	$0
AMERICAN CENTURY1 year Filed as: AMERICAN CENTURY INVESTMENT MANAGEM Service code 28	Investment Management	$0
BLACKROCK1 year Filed as: BLACKROCK FUND ADVISORS Service code 28 · EIN 51-0318674	Investment Management	$0

Plan features & details

Pension benefit codes2E2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$358K

$1059 / participant

Investment mgmt$309K86.3%
Contract admin$33K9.3%
Other / not subdivided$16K4.4%

% of EOY assets

0.375%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RKL LLP
Auditor EIN: 232108173
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$190,732

$64,286+196.7%

$90,965+109.7%

$73,412+159.8%

Participation rate

92.3%

63.6%+28.7pp

69.0%+23.3pp

72.2%+20.1pp

Annual return

9.22%

21.46%-12.2pp

134.57%-125.3pp

59.30%-50.1pp

Employer contribution / active EE

$10,993

$895+1128.9%

$2,122+418.0%

$2,234+392.2%

Participant deferral / active EE

$511

$2,453-79.2%

$3,373-84.8%

$3,806-86.6%

Admin fee / account holder

$714

$287+148.8%

$5,960-88.0%

$158+352.5%

Provider

Service type

Compensation

THE GLENMEDE TRUST COMPANY, N.A.6+ years

Service code 27 · EIN 32-0274136

Advisory (Plan)

$237,291

D. F. DENT & COMPANY, INC.6+ years

Service code 27 · EIN 52-1045317

Advisory (Plan)

$140,070

CONRAD SIEGEL1 year

Filed as: CONRAD M SIEGEL INC

Service code 13

501 CORPORATE CIRCLE P.O. BOX 5900 · HARRISBURG, PA 171100900

Contract Administrator

$28,480

SRS CAPITAL ADVISORS2 years

Service code 27

730 17TH STREET, SUITE 107 · DENVER, CO 80202

Advisory (Plan)

$20,226

RKL LLP1 year

Filed as: RKL

Service code 10 · EIN 23-2108173

Accounting

$15,800

THE RETIREMENT ADVANTAGE INC1 year

Filed as: THE RETIREMENT ADVANTAGE

Service code 13

P.O. BOX 825 · ELM GROVE, WI 531220825

Contract Administrator

$5,954

AMERICAN REALTY ADVISORS2 years

Filed as: AMERICAN BEACON ADVISORS INC

Service code 28 · EIN 75-2401150

Investment Management

AMERICAN CENTURY1 year

Filed as: AMERICAN CENTURY INVESTMENT INC

Service code 28 · EIN 44-6006315

Investment Management

AMERICAN CENTURY1 year

Filed as: AMERICAN CENTURY INVESTMENT MANAGEM

Service code 28

Investment Management

BLACKROCK1 year

Filed as: BLACKROCK FUND ADVISORS

Service code 28 · EIN 51-0318674

Investment Management

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion