Retirement plan

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Name: YORK BUILDING PRODUCTS CO., INC. - YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST (2016) Form 5500
Creator: YORK BUILDING PRODUCTS CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST, YORK BUILDING PRODUCTS CO., INC.

YORK BUILDING PRODUCTS CO., INC.EIN 23-1531886Plan #001PY 2016

950 SMILE WAY - YORK, PA 17404717-848-2831yorkbuilding.comLinkedIn501-1000 employeesbuilding materials

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$74M

+3.7% from 2015

Total participants

498

+9.0% from 2015

Average account balance

$163,252

-4.3% from 2015

Annual return

5.66%

+6.24 pp from 2015

Benchmarks

See 1,184 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,184 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$100.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$162K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

621

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$843

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
THE GLENMEDE TRUST COMPANY, N.A.2+ years Service code 27 · EIN 32-0274136	Advisory (Plan)	$172,977
D. F. DENT & COMPANY, INC.2+ years Service code 27 · EIN 52-1045317	Advisory (Plan)	$120,210
LETORT MANAGEMENT & TRUST CO.2+ years Service code 15 · EIN 25-1900215	Recordkeeping	$19,579
BOYER & RITTER, CPA'S2+ years Filed as: BOYER & RITTER CPA'S Service code 10 · EIN 23-1311005	Accounting	$14,000

Plan features & details

Pension benefit codes2A2E3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$294K

$829 / participant

Investment mgmt$294K100.0%

% of EOY assets

0.398%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RKL LLP
Auditor EIN: 232108173
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$163,252

$37,044+340.7%

$71,796+127.4%

$57,658+183.1%

Participation rate

87.3%

61.1%+26.2pp

69.1%+18.2pp

70.2%+17.1pp

Annual return

5.66%

12.64%-7.0pp

78.04%-72.4pp

5.13%+0.5pp

Employer contribution / active EE

$8,311

$720+1054.1%

$1,924+331.9%

$1,974+321.1%

Participant deferral / active EE

$1,974-100.0%

$2,794-100.0%

$3,061-100.0%

Admin fee / account holder

$650

$101+543.9%

$4,815-86.5%

$95+587.5%

Provider

Service type

Compensation

THE GLENMEDE TRUST COMPANY, N.A.2+ years

Service code 27 · EIN 32-0274136

Advisory (Plan)

$172,977

D. F. DENT & COMPANY, INC.2+ years

Service code 27 · EIN 52-1045317

Advisory (Plan)

$120,210

LETORT MANAGEMENT & TRUST CO.2+ years

Service code 15 · EIN 25-1900215

Recordkeeping

$19,579

BOYER & RITTER, CPA'S2+ years

Filed as: BOYER & RITTER CPA'S

Service code 10 · EIN 23-1311005

Accounting

$14,000

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YORK BUILDING PRODUCTS CO. INC. PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion