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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,963 | $81,276-45.9% | $155,574-71.7% | $80,925-45.7% |
| Participation rate | 86.7% | 66.2%+20.4pp | 78.2%+8.5pp | 67.7%+19.0pp |
| Annual return | 10.35% | 33.36%-23.0pp | 64.87%-54.5pp | 35.65%-25.3pp |
| Employer contribution / active EE | $2,890 | $3,103-6.9% | $4,676-38.2% | $2,756+4.9% |
| Participant deferral / active EE | $2,136 | $3,453-38.1% | $5,629-62.1% | $4,299-50.3% |
| Admin fee / account holder | $3,412 | $7,993-57.3% | $15,914-78.6% | $6,940-50.8% |