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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,485 | $77,908-53.2% | $149,696-75.6% | $75,173-51.5% |
| Participation rate | 89.7% | 65.6%+24.1pp | 78.8%+10.9pp | 67.2%+22.5pp |
| Annual return | 7.75% | 31.73%-24.0pp | 134.46%-126.7pp | 160.72%-153.0pp |
| Employer contribution / active EE | $2,889 | $3,138-7.9% | $4,821-40.1% | $2,671+8.2% |
| Participant deferral / active EE | $2,222 | $3,411-34.9% | $5,682-60.9% | $4,126-46.2% |
| Admin fee / account holder | $3,007 | $5,950-49.5% | $13,212-77.2% | $5,651-46.8% |