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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,231 | $108,825-20.8% | $156,181-44.8% | $82,448+4.6% |
| Participation rate | 97.1% | 72.4%+24.8pp | 78.8%+18.3pp | 68.1%+29.1pp |
| Annual return | 17.62% | 20.59%-3.0pp | 64.87%-47.3pp | 41.64%-24.0pp |
| Employer contribution / active EE | $2,892 | $2,870+0.8% | $4,294-32.7% | $2,551+13.4% |
| Participant deferral / active EE | $3,876 | $4,577-15.3% | $6,132-36.8% | $4,139-6.4% |
| Admin fee / account holder | $11,632 | $9,341+24.5% | $14,586-20.3% | $7,234+60.8% |