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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,058 | $101,795-22.3% | $165,100-52.1% | $80,959-2.3% |
| Participation rate | 98.7% | 71.8%+26.9pp | 78.6%+20.1pp | 67.7%+31.0pp |
| Annual return | 13.03% | 16.73%-3.7pp | 70.21%-57.2pp | 35.67%-22.6pp |
| Employer contribution / active EE | $1,595 | $2,954-46.0% | $4,348-63.3% | $2,757-42.2% |
| Participant deferral / active EE | $3,264 | $4,476-27.1% | $6,035-45.9% | $4,300-24.1% |
| Admin fee / account holder | $1,959 | $8,221-76.2% | $12,696-84.6% | $6,925-71.7% |