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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,843 | $87,132+34.1% | $105,624+10.6% | $80,959+44.3% |
| Participation rate | 94.9% | 70.4%+24.5pp | 75.3%+19.6pp | 67.7%+27.2pp |
| Annual return | 9.15% | 17.03%-7.9pp | 116.20%-107.1pp | 35.67%-26.5pp |
| Employer contribution / active EE | $1,200 | $2,397-49.9% | $3,168-62.1% | $2,757-56.5% |
| Participant deferral / active EE | $4,005 | $3,985+0.5% | $5,013-20.1% | $4,300-6.9% |
| Admin fee / account holder | $2,301 | $8,449-72.8% | $10,961-79.0% | $6,925-66.8% |