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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,827 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $20,758 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,910 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,577 | $62,166+57.0% | $81,286+20.0% | $74,429+31.1% |
| Participation rate | 57.8% | 64.1%-6.3pp | 69.5%-11.7pp | 67.2%-9.4pp |
| Annual return | 13.35% | 16.50%-3.1pp | 24.80%-11.4pp | 1368.38%-1355.0pp |
| Employer contribution / active EE | $1,876 | $1,881-0.3% | $2,463-23.8% | $2,625-28.5% |
| Participant deferral / active EE | $3,596 | $3,223+11.6% | $3,883-7.4% | $4,348-17.3% |
| Admin fee / account holder | $460 | $1,925-76.1% | $5,764-92.0% | $1,944-76.3% |