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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,379 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $19,183 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,255 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,220 | $56,438+56.3% | $76,902+14.7% | $71,529+23.3% |
| Participation rate | 56.3% | 64.3%-8.0pp | 69.6%-13.3pp | 67.9%-11.6pp |
| Annual return | 16.74% | 19.05%-2.3pp | 37.91%-21.2pp | 28.97%-12.2pp |
| Employer contribution / active EE | $1,872 | $1,864+0.5% | $2,534-26.1% | $2,590-27.7% |
| Participant deferral / active EE | $3,623 | $3,136+15.5% | $3,833-5.5% | $4,291-15.6% |
| Admin fee / account holder | $412 | $1,430-71.2% | $5,479-92.5% | $1,588-74.1% |