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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,536 | $89,367+283.3% | $141,191+142.6% | $72,975+369.4% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 16.47% | 111.87%-95.4pp | 71.41%-54.9pp | 81.01%-64.5pp |
| Employer contribution / active EE | $5,602 | $3,115+79.8% | $4,736+18.3% | $2,440+129.6% |
| Participant deferral / active EE | $7,466 | $5,419+37.8% | $6,710+11.3% | $3,608+106.9% |
| Admin fee / account holder | $6,766 | $5,957+13.6% | $10,264-34.1% | $5,124+32.1% |