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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,468 | $85,766+249.2% | $136,298+119.7% | $70,126+327.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 8.08% | 31.46%-23.4pp | 5156.27%-5148.2pp | 73.15%-65.1pp |
| Employer contribution / active EE | $8,423 | $2,966+184.0% | $4,696+79.4% | $2,343+259.6% |
| Participant deferral / active EE | $8,261 | $5,051+63.5% | $6,247+32.2% | $3,332+147.9% |
| Admin fee / account holder | $425 | $5,421-92.2% | $9,244-95.4% | $4,645-90.8% |