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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,317 | $77,816+273.1% | $123,552+135.0% | $64,173+352.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -3.09% | 12.49%-15.6pp | 119.20%-122.3pp | 7.63%-10.7pp |
| Employer contribution / active EE | $5,204 | $3,014+72.7% | $4,628+12.5% | $2,381+118.6% |
| Participant deferral / active EE | $8,340 | $5,240+59.2% | $6,426+29.8% | $3,470+140.4% |
| Admin fee / account holder | $11,574 | $5,519+109.7% | $9,285+24.7% | $4,887+136.8% |