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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,380 | $58,258+130.7% | $81,820+64.2% | $80,925+66.1% |
| Participation rate | 42.9% | 63.5%-20.6pp | 72.4%-29.5pp | 67.7%-24.8pp |
| Annual return | 19.00% | 41.76%-22.8pp | 777.93%-758.9pp | 35.65%-16.6pp |
| Employer contribution / active EE | $2,349 | $2,345+0.1% | $2,915-19.4% | $2,756-14.8% |
| Participant deferral / active EE | $4,033 | $3,284+22.8% | $4,323-6.7% | $4,299-6.2% |
| Admin fee / account holder | $16,533 | $4,976+232.2% | $7,391+123.7% | $6,940+138.2% |