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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $666,596 | $110,379+503.9% | $102,412+550.9% | $145,884+356.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 24.84%-16.0pp | 24.94%-16.1pp | 551.85%-543.0pp |
| Employer contribution / active EE | $52,836 | $4,216+1153.2% | $3,870+1265.3% | $4,662+1033.3% |
| Participant deferral / active EE | $3,910 | $5,622-30.4% | $5,060-22.7% | $6,690-41.5% |
| Admin fee / account holder | $13,738 | $9,745+41.0% | $8,388+63.8% | $13,392+2.6% |