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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $666,596 | $111,814+496.2% | $103,374+544.8% | $145,959+356.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 24.77%-15.9pp | 24.89%-16.0pp | 561.95%-553.1pp |
| Employer contribution / active EE | $52,836 | $4,214+1153.9% | $3,869+1265.5% | $4,661+1033.6% |
| Participant deferral / active EE | $3,910 | $5,618-30.4% | $5,058-22.7% | $6,689-41.5% |
| Admin fee / account holder | $13,738 | $9,754+40.8% | $8,394+63.7% | $13,398+2.5% |