Retirement plan

YORK WALLCOVERINGS,INC. 401K PROFIT SHARING PLAN

Name: YORK WALLCOVERINGS, INC. - YORK WALLCOVERINGS,INC. 401K PROFIT SHARING PLAN (2015) Form 5500
Creator: YORK WALLCOVERINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YORK WALLCOVERINGS,INC. 401K PROFIT SHARING PLAN, YORK WALLCOVERINGS, INC.

YORK WALLCOVERINGS, INC.EIN 23-1242470Plan #001PY 2015

P.O. BOX 5166, 750 LINDEN AVE - YORK, PA 17405717-846-4456yorkwall.comLinkedIn201-500 employeesprinting

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$17.1M

No prior year

Total participants

422

No prior year

Average account balance

$56,955

No prior year

Annual return

-1.69%

No prior year

Benchmarks

See 601 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort601 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$44.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

449

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.81M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+95.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$28

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
COUNSEL TRUST COMPANY1+ years Filed as: COUNSEL TRUST Service code 19 · EIN 26-1050549	Securities Custodian	$60,184
COUNSEL TRUST COMPANY1+ years Filed as: COUNSEL TRUST/UNION BANK Service code 15 · EIN 26-1050549	Recordkeeping	$20,285
SF & COMPANY1+ years Filed as: SF&COMPANY Service code 10	Accounting	$7,000

Plan features & details

Pension benefit codes2E2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$87K

$245 / participant

Contract admin$20K23.2%
Other / not subdivided$67K76.8%

% of EOY assets

0.512%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,955

$48,277+18.0%

$63,244-9.9%

$55,191+3.2%

Participation rate

65.8%

69.4%-3.6pp

71.0%-5.2pp

69.2%-3.3pp

Annual return

-1.69%

2.37%-4.1pp

-70.31%+68.6pp

10.78%-12.5pp

Employer contribution / active EE

$801

$1,592-49.7%

$2,322-65.5%

$1,899-57.8%

Participant deferral / active EE

$2,850

$2,432+17.2%

$2,953-3.5%

$3,046-6.4%

Admin fee / account holder

$292

$86+239.1%

$5,893-95.1%

$91+221.2%

Provider

Service type

Compensation

COUNSEL TRUST COMPANY1+ years

Filed as: COUNSEL TRUST

Service code 19 · EIN 26-1050549

Securities Custodian

$60,184

COUNSEL TRUST COMPANY1+ years

Filed as: COUNSEL TRUST/UNION BANK

Service code 15 · EIN 26-1050549

Recordkeeping

$20,285

SF & COMPANY1+ years

Filed as: SF&COMPANY

Service code 10

Accounting

$7,000

YORK WALLCOVERINGS,INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YORK WALLCOVERINGS,INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion