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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $56,196 |
Filed as: PINNACLE PENSION CONSULTANTS LLC Service code 27 · EIN 76-0772781 | Advisory (Plan) | $10,908 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $6,814 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,854 | $56,503+41.3% | $69,884+14.3% | $64,819+23.2% |
| Participation rate | 73.4% | 70.5%+2.9pp | 70.5%+2.9pp | 71.5%+1.9pp |
| Annual return | -14.32% | -13.44%-0.9pp | 190.81%-205.1pp | 32.84%-47.2pp |
| Employer contribution / active EE | $842 | $2,046-58.8% | $2,560-67.1% | $2,507-66.4% |
| Participant deferral / active EE | $3,639 | $3,389+7.4% | $3,848-5.4% | $4,311-15.6% |
| Admin fee / account holder | $25 | $160-84.4% | $6,266-99.6% | $188-86.7% |