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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,159 | $46,689-1.1% | $117,498-60.7% | $68,495-32.6% |
| Participation rate | 56.0% | 56.8%-0.8pp | 70.6%-14.6pp | 67.9%-11.9pp |
| Annual return | -10.31% | -14.52%+4.2pp | 29.75%-40.1pp | -7.84%-2.5pp |
| Employer contribution / active EE | $677 | $1,505-55.1% | $4,178-83.8% | $2,596-73.9% |
| Participant deferral / active EE | $1,722 | $2,637-34.7% | $4,071-57.7% | $4,028-57.3% |
| Admin fee / account holder | $14,174 | $4,021+252.5% | $5,646+151.0% | $5,403+162.3% |