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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,312 | $39,162+15.7% | $100,671-55.0% | $59,633-24.0% |
| Participation rate | 39.3% | 55.9%-16.6pp | 70.7%-31.4pp | 68.7%-29.4pp |
| Annual return | -0.41% | 21.07%-21.5pp | 20.43%-20.8pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $581 | $1,151-49.5% | $4,012-85.5% | $2,203-73.6% |
| Participant deferral / active EE | $1,337 | $1,992-32.9% | $3,144-57.5% | $3,192-58.1% |
| Admin fee / account holder | $1,079 | $2,969-63.7% | $4,850-77.8% | $4,297-74.9% |