Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,231 | $51,708+33.9% | $106,619-35.1% | $62,881+10.1% |
| Participation rate | 67.4% | 66.9%+0.6pp | 78.0%-10.6pp | 69.3%-1.9pp |
| Annual return | 2.27% | 4.69%-2.4pp | 9.42%-7.2pp | 20.14%-17.9pp |
| Employer contribution / active EE | $207 | $1,764-88.2% | $3,947-94.7% | $2,281-90.9% |
| Participant deferral / active EE | $2,869 | $2,315+23.9% | $3,930-27.0% | $3,203-10.4% |
| Admin fee / account holder | $5,109 | $3,349+52.5% | $6,418-20.4% | $4,296+18.9% |