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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,776 | $88,707+201.9% | $74,184+261.0% | $273,972-2.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.90% | 11.94%-6.0pp | 17.74%-11.8pp | 41.46%-35.6pp |
| Employer contribution / active EE | $10,408 | $3,159+229.4% | $2,370+339.2% | $4,869+113.8% |
| Participant deferral / active EE | $8,385 | $4,212+99.1% | $3,550+136.2% | $5,287+58.6% |
| Admin fee / account holder | $54,063 | $8,717+520.2% | $5,586+867.9% | $10,133+433.6% |