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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,419 | $103,393+300.8% | $87,103+375.8% | $152,909+171.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 19.84% | 28.10%-8.3pp | 28.19%-8.4pp | 345.46%-325.6pp |
| Employer contribution / active EE | $10,906 | $3,221+238.6% | $2,521+332.5% | $4,764+128.9% |
| Participant deferral / active EE | $9,865 | $4,778+106.4% | $4,049+143.7% | $5,851+68.6% |
| Admin fee / account holder | $5,343 | $12,195-56.2% | $7,491-28.7% | $11,601-53.9% |