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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $44,334 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC Service code 27 · EIN 59-1237041 | Advisory (Plan) | $9,459 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,366 | $51,207+31.6% | $70,565-4.5% | $75,177-10.4% |
| Participation rate | 97.9% | 61.0%+36.9pp | 68.4%+29.5pp | 67.2%+30.7pp |
| Annual return | 15.52% | 30.05%-14.5pp | 32.79%-17.3pp | 160.75%-145.2pp |
| Employer contribution / active EE | $9,298 | $1,826+409.1% | $2,976+212.5% | $2,671+248.1% |
| Participant deferral / active EE | $16,726 | $2,850+486.9% | $4,568+266.1% | $4,126+305.3% |
| Admin fee / account holder | $467 | $4,097-88.6% | $6,430-92.7% | $5,651-91.7% |